A quirky blend of engaging words, intriguing photography, and bright graphics, offers inspiration and unflinching advice to help you be a successful, humble, modern gentleman. In offering pointers for achieving a surprise for your mate or a bucket list experience for yourself, Oscar T. Valdes wants you to live life on a larger, classier scale. Do you need to know how to make a delicious salsa, put up a hammock, or earn extra money without burning out? This short but impactful book supplies the answers and imparts lessons Valdes has learned so far in his interesting life. With a focus on accountability and perseverance balanced by suggestions for creating fun, taking time for yourself, and stretching your budget, EVERYTHING IS BORROWED challenges you to make the choices of a gentleman and gives detailed tips for a more enriching life, from making the perfect Michelada to taking better photos.